if someone needs therapy, please define therapy and where for poor people to get it?

A psychiatrist was quoted as saying "spend every penny you get the rest of your life on therapy".
If someone did that, they’d be dead of starvation in a couple weeks.
I guess he meant that no amount of money will fix the problems. What is therapy and where do low income people get it?
There is a local mental health center but the best you can get there is maybe 30 minutes of chit chat per 6 weeks, see the doctor once every 3 months, and see a nurse every 6 months to discuss medications.
Is "that" therapy?
Seems like what tiny bit of progress that is made in one session has 6 long weeks to become totally destroyed by the day to day issues of the individual, thus that is not therapy at all, and the person’s situations get worse, not better.
Medicare part B would cover a private doctor, but the doctor does not conduct the therapy, so the person would still only have a doctor every 3 months, and the high and unable to afford cost of the therapist, and that might not be often enough to be of benefit.
Extensive psychotherapy = what and how and where?

Posted in psychotherapy office